Cent Bank Home Finance Limited - 9.85% for Home Loan - New Purchase Home Loan

Cent Bank Home Finance Limited:

Cent Bank Home Finance Limited is a financial institution offering home loans starting at 9.85% p.a. onwards* for tenures of up to 30 years.

Interest Rates	9.85% – 11.15% p.a.*
Tenure	Up to 30 years
Processing Fee	As per sanction terms

 

Key Features of Cent Bank Home Finance Limited:

1. Quick processing.

2. Simple documentation.

3. Loan Tenure can range from 5 to 30 years.

4. Loan Available for both salaried and self -employed.

 

Cent Bank Home Finance Limited Home loan interest depends upon:

 

1. Your Salary:

Income helps you in identifying your rate of interest.

Bank's rate varies with your monthly income. Higher the income, lesser will be the rate

 

2. Type of loan opted for:

Cent Bank Home Finance Limited also offers differential rates for women borrowers and also under their fixed and floating rate schemes.

The rate of interest may be higher or lower under their special or popular loan product offers.

 

3. Existing bank customers:

Cent Bank Home Finance Limited offers one of the lowest home loan rates to its existing bank account customers in view of their past relationship with the bank.

 

Cent Bank Home Finance Limited Home Loan:

Apply

Apply for an Cent Bank Home Finance Loan easily on ApnaRupee.com – a channel partner for India’s top banks.
Our loan experts assist you throughout the process – from documentation to disbursal.
You can also compare Cent Bank Home Finance Loan rates with other banks before choosing the best deal for your home loan needs.

 

Cent Bank Home Finance Limited Home Loan Documents:

For Salaried employees:

1. Filled up loan application form.

2. Two Passport Size Photo.

3. ITR of last 2 years.

4. Identity Proof - Passport/ Driving License/ Voter ID/ PAN.

5. Residential Address Proof - Leave and License/ Registered Rent Agreement/ Utility Bill (up to 3 months old), Passport.

6. Income Documents – 6 months’ pay slip, 2 years Form 16, 6 months bank statement showing salary credit and any EMI debit.

7. Property Documents - Past title chain: Conveyance deed, Sales deed, Allotment letter, Possession letter, Latest property tax receipt, Copy of approved plan for construction/ extension.

 

For Self-Employed:

1. Filled up loan application form.

2. Two Passport Size Photo.

3. Identity Proof - Passport/ Driving License/ Voter ID/ PAN.

4. Residential Address Proof - Leave and License/ Registered Rent Agreement/ Utility Bill (up to 3 months old), Passport.

5. Business proof such as VAT/ service tax registration, incorporation details in case of companies, business address proof, profit and loss account and balance sheets certified by CA, copy of partnership deed and proof of business existence and business profile.

6. Property Documents - Past title chain: Conveyance deed, Sales deed, Allotment letter, Possession letter, Latest property tax receipt, Copy of approved plan for construction/ extension.

 

Frequently Asked Questions:

Q.  What is the maximum repayment tenure??

Ans. The maximum repayment tenure is 30 years

 

Q. What is the security required to avail of a home loan?

Ans. The security required for a home loan is an equitable/registered mortgage of a house/property financed by the bank.