Bajaj Housing Finance - 7.45% for Home Loan - Takeover Loan

Bajaj Home Finance:

Bajaj Home Finance is a large HFC with the lowest home loan percentage rate in India.

Currently, the bank offers home loans starting with the 7.50% p.a. onwards * with the quick approval.

Home Loan in Bajaj Finance is quite popular with its special features and attractive rates under the various Bajaj home finance home loan schemes for different income and occupation groups.

 

Some of the key features of Bajaj Home Finance:

1. Balance Transfer:

You can transfer the outstanding balance on your existing home loan to Bajaj home finance and enjoy a lower interest rate and better borrowing terms.

 

2. Top-up facility:

With a balance transfer facility, you can also get a sizable top-up amount for any other financial needs you may have.

 

3. PMAY Subsidy:

Get subsidized interest subsidy on Bajaj Home Finance Home Loan under the Pradhan Mantri Awas Yojana scheme.

 

4. Flexible Repayment Tenor:

Bajaj Housing Finance ensures a comfortable repayment by offering you the choice of an extended repayment tenure of up to 30 years.

 

About The Bajaj Finance Home Loan:

Interest Rate	7.45% p.a. onwards*
Loan Amount	Up to Rs. 5 crore loan
Loan Tenure	Up to 30 years
Processing Charges	Up to 4% of the loan amount + GST as applicable

 

 

 

Bajaj Finance Home Loans:

Balance transfer loans:

Existing home loan borrowers can transfer the balance on their home loan with Bajaj Finance Home Loan Balance Transfer.

The facility comes with features like lower home loan rates, a sizable top-up amount, and other attractive features doorstep services, etc.

 

Home Renovation Loan:

With the Bajaj finance home renovation loan, avail of a housing loan to meet renovation expenses or the cost of constructing the extension for existing house property.

The home loan comes with attractive home loan rates for repayment tenure of up to years.

 

Pre-approved Home loans:

Bajaj Housing Finance offers pre-approved home loans to existing customers with a simpler loan processing process and minimum documentation requirements.

The financing company provides pre-approved home loans only with minimum personal details.

 

 Bajaj Housing Finance Home Loan:

Apply:

Apply for an Bajaj Housing Finance Home Loan easily on ApnaRupee.com – a channel partner for India’s top banks.
Our loan experts assist you throughout the process – from documentation to disbursal.
You can also compare Bajaj Housing Finance rates with other banks before choosing the best deal for your home loan needs.

 

Bajaj Finance Home Loan Documents:

For Salaried employees:

1. Filled up the loan application form.

2. Two 2 Passport Size Photo.

3. ITR of last 2 years.

4. Identity Proof - Passport/ Driving License/ Voter ID/ PAN.

5. Residential Address Proof - Leave and License/ Registered Rent Agreement/ Utility Bill (up to 3 months old), Passport.

6. Income Documents – 6 months’ pay slip, 2 years Form 16, 6 months' bank statement showing salary credit, and any EMI debit.

7. Property Documents - Past title chain: Conveyance deed, Sales deed, Allotment letter, Possession letter, Latest property tax receipt, Copy of approved plan for

Construction/ extension.

 

For Self-Employed:

1. Filled up the loan application form.

2. Two Passport Size Photo.

3. Identity Proof - Passport/ Driving License/ Voter ID/ PAN.

4. Residential Address Proof - Leave and License/ Registered Rent Agreement/ Utility Bill (upto 3 months old), Passport

5. Business proof such as VAT/ service tax registration, incorporation details in case of companies, business address proof, profit and loss account and balance sheets certified by CA, copy of partnership deed and proof of business existence and business profile

6. Property Documents - Past title chain: Conveyance deed, Sales deed, Allotment letter, Possession letter, Latest property tax receipt, Copy of approved plan for construction/ extension.

 

Frequently Asked Questions:

Q. Is Bajaj Housing Finance good for a home loan?

Ans. Bajaj Home Finance is one of the best home loan lenders in the country.

Currently, Bajaj Home Finance's home loan interest Rate in 2025 Starts from 7.50%*.

 

 Q. What is the Maximum loan tenure I can opt for under the Bajaj Home Finance house loan?

Ans. Bajaj Home Finance offers you a longer tenure of 20 years to repay your loan with the benefit of paying less EMI per month.

 

Q. Can I transfer my house loan from another bank to Bajaj Home Finance?

Ans. Yes, you can avail balance transfer facility to transfer your existing home loan at lower rates of Bajaj Home Loan Finance in addition to that, you can also avail of other benefits like top-up home loan facility, change in loan

tenure, or EMI, etc.