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Last updated: 19 Sep 2025, 01:31 PM
Reliance General Insurance: Comprehensive Coverage for a Worry-Free Life
Reliance General Insurance Company Limited, established in 2000 as a subsidiary of Reliance Capital (now under IndusInd International Holdings Ltd. following a 2025 acquisition), is headquartered in Mumbai. As a leading private general insurer in India, it specializes in innovative, tech-driven solutions for health, motor, travel, and commercial risks, serving diverse customer segments with a focus on accessibility and efficiency.
In-Depth Details
Key Highlights
- Products Offered: Over 100 plans, including health (e.g., Health Infinity with wellness benefits, Super Top-Up, Critical Illness covers), motor (e.g., Car Insurance with zero-depreciation, Two-Wheeler, Commercial Vehicle), travel (e.g., International Travel for 200+ destinations, Student/Senior Citizen plans), personal accident, home, marine cargo, crop/agriculture (e.g., Pradhan Mantri Fasal Bima Yojana), engineering, liability, and SME packages—featuring add-ons like AYUSH, maternity, and cashless options.
- Reach & Scale: 5+ crore policyholders, 11,000+ network hospitals, tie-ups with major OEMs (e.g., Hyundai, Tata Motors, Maruti Suzuki); operates nationwide with digital-first distribution; Gross Written Premium: ₹28,258 crore (FY 2024-25).
- Performance Metrics: Incurred Claim Ratio of 83% (FY 2024-25); Individual Claim Settlement Ratio of 99.57% (FY 2023-24); Net Profit: ₹315 crore (up 12.5% YoY); Net Worth: ₹3,429 crore (up 10.2% YoY); Solvency Ratio: 159% (above regulatory 150%).
- Achievements: 'General Insurance Company of the Year - Large (Private Sector)' at Iconic Platinum Awards 2023; Bronze for 'D-Series Project' at ET Trendies Awards 2023; 'Best Use of Innovation & Technology in CX' for Brobot Speech-bot at Digital Customer Experience Confex & Awards 2023; recognized for trusted branding and workplace excellence in BFSI.
