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Bank ROI Fee
Bank of India 7.35% Processing charges are waived off for individuals having a CIBIL personal score of 725 and above or
Aadhar Housing Finance 10.25% Salaried - 1.5% of loan amount + 18% GST Self-Employed - 2% of loan amount + 18% GST
ICICI Bank 7.60% For salaried -5900 with gst Self employed -0.25% of the loan amount
Aavas Financiers Limited 10.05% Rs. 4000 + GST
Aditya Birla Housing Finance 8.25% Up to 1% of loan amount + GST
AU Small Finance Bank 10.30% 1%-1.30%
Axis Bank 7.50% Salaried Rs.11800/- Self-employed - min. 0.35% with approval
Bank of Baroda 7.45% nill
Bank of Maharashtra 7.35% NIL
Cholamandalam Bank 11.50% Rs 5,000 (including GST)
Federal Bank 7.70% Rs 10,000- Rs 2 lakh
HDFC Bank 7.40% Salaried - Up to 8 Lac: Rs 3300 8 lac & above: Rs 4000+ GST & up to 2 cr: 0.10 % or
IDBI Bank 7.55% Up to Rs 16,000
indusind bank 8.40% 1% of loan amount
Kotak Mahindra Bank 7.70% Rs.10,000 + GSt Salaried & Self Emp - 0.25%
Piramal Capital Housing Finance 9.80% 1 -1.15 % of loan amount
PNB Bank 7.90% nill
Yes Bank 9.00% Rs. 10,000 (whichever is higher) + GST
Union Bank 7.35% As per the borrower’s eligibility and caps put on the LTV ratio
Saraswat Bank 7.50% Rs. 2500 + GST
State Bank Of India 7.50% Up to 0.35% of the loan amount (Minimum: Rs 2,000; Maximum: Rs 10,000)
LIC HFL 7.50% Nill
IDFC FIRST Bank 8.85% Up to 3% of the loan amount
Kotak Bank 8.70% Rs.10000 + GST
Indian bank 7.40% NIL
Sundaram Home Finance 9.00% Up to 0.75% of the loan amount with applicable GST (between Rs 5,000 to Rs 10,000 depending
DCB Bank 9.75% 1%-1.25%
Tata Capital Housing Finance 7.75% Up to Rs 10,000
PNB Housing Finance 8.25% Rs 10000 + GST
Bajaj Housing Finance 7.45% Up to 4% of the loan amount + GST as applicable
L & T Finance 8.00% Up to 3% of the sanctioned loan amount
Bandhan Bank 8.20% Sal - 0.25%+GST , SE- 0.50% +GST
Shriram Housing Finance Limited 8.50% Up to 1.5% of loan amount + GST
RBL 8.20% Up to 1.5% of the loan amount or up to Rs 15,000, whichever is higher + GST
Piramal Housing Finance 9.50% Up to 1% of the loan amount
Central Bank Of India 7.35% NIL
IIFL 8.75% Up to 1.75% of the loan amount
South Indian Bank 7.75% 0.50% +GST of the loan amount, subject to a minimum amount of Rs.10000.00 + GST
Deutsche Bank 8.75% Up to 1% of loan amount.
Muthoot Finance 11.00% Up to 2% of the loan amount
Godrej Housing Finance 8.55% 3% of the loan amount
Hero Housing Finance 9.50% Initial Processing Fees- Up to Rs 5,000
SVC Co-Operative Bank 9.75% 0.35 %of loan amount + GST
ICICI Home Finance 7.90% Up to 1% of the loan amount
Mahindra Home Finance 8.50% As per loan amount
GIC Housing Finance 8.20% Rs. 3,000 + GST
Punjab and Sind Bank 7.35% Nill
Utkarsh Small Finance Bank 9.50% Upto 2% of Sanctioned amount and applicable taxes
Karnataka Bank 8.90% NIL
Standard Chartered 8.95% 0.5% to 1% of the sanctioned loan amount
Indostar Home Finance 9.00% Up to 1.25% of the loan amount
Edelweiss Housing Finance 9.00% Up to 2% of Loan Amount plus applicable taxes
Shubham Housing Finance 10.45% 0.50% onwards of the loan amount
India Shelter 10.50% Up to 2% of the sanctioned loan amount plus GST
Indiabulls Housing Finance 8.75% 0.50% for salaried and 1% for SENP  + Applicable taxes
CSB Home Loan 9.61% 0.50% of the loan amount
Cent Bank Home Finance Limited 9.85% As per sanction terms
Bhagini Newedita 8.50% 0.50% of the loan amount Waiver is considered on a case-by-case basis
Easy Home Finance 8.99% Rs 10,000
Indostar Capital Finance 9.00% Up to 1.25% of the loan amount
Punjab National Bank 7.45% NIL
Sammaan Capital Limited 8.75% 0.50% onwards of the loan amount plus applicable charges
Tyger Housing Finance 10.50% 1% of the loan amount + GST

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Bank ROI Fee
Yes Bank 9.00% Rs. 10,000 (whichever is higher) + GST
Union Bank 7.35% As per the borrower’s eligibility and caps put on the LTV ratio
Tata Capital Housing Finance 7.75% Up to Rs 10,000
State Bank of India 7.50% Up to 0.35% of the loan amount (Minimum: Rs 2,000; Maximum: Rs 10,000)
Saraswat Bank 7.50% 2500 + GST
Shriram Housing Finance Limited 8.50% Up to 1.5% of loan amount + GST
RBL Bank 8.20% Up to 1.5% of the loan amount or up to Rs 15,000, whichever is higher + GST
PNB Housing 8.25% Rs 10000 + GST
PNB Bank 7.90% nill
Piramal Capital Housing Finance 9.80% 1 -1.15 % of loan amount
Kotak Mahindra Bank 7.70% Rs.10,000 + GSt Salaried & Self Emp - 0.25%
Karnataka Bank 8.90% NIL
indusind bank 8.40% 1% of loan amount
IDBI Bank 7.55% Up to Rs 16,000
ICICI Bank 7.60% For salaried -5900 with gst Self employed -0.25% of the loan amount
Hero Housing Finance 9.50% Initial Processing Fees- Up to Rs 5,000
HDFC Bank 7.40% Salaried - Up to 8 Lac: Rs 3300 8 lac & above: Rs 4000+ GST & up to 2 cr: 0.10 % or
GIC Housing Finance 8.80% Rs. 3,000 + GST
Federal Bank 7.70% Rs 10,000- Rs 2 lakh
Cholamandalam 11.50% Rs 5,000 (including GST)
Bank of Maharashtra 7.35% NIL
Bank of India 7.35% Processing charges are waived off for individuals having a CIBIL personal score of 725 and above or
Bank of Baroda 7.45% nill
Bajaj Housing Finance 7.45% Up to 4% of the loan amount + GST as applicable
Axis Bank 7.50% Salaried Rs.11800/- Self-employed - min. 0.35% with approval
Punjab National Bank 7.45% NIL

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Bank ROI Fee
Aadhar Housing Finance 10.25% Salaried - 1.5% of loan amount + 18% GST Self-Employed - 2% of loan amount + 18% GST
Bank of Maharashtra 7.35% NIL
Bank of India 7.35% Processing charges are waived off for individuals having a CIBIL personal score of 725 and above or
Bank of Baroda 7.45% NIL
Bajaj Housing Finance 7.45% Up to 4% of the loan amount + GST as applicable
Axis Bank 7.50% Salaried Rs.11800/- Self-employed - min. 0.35% with approval
AU Small Finance Bank 10.30% 1%-1.30%
Aditya Birla Housing Finance 8.25% Up to 1% of loan amount + GST
Aavas Financiers Limited 10.05% Rs. 4000 + GST
Kotak Mahindra Bank 7.70% Rs.10,000 + GSt Salaried & Self Emp - 0.25%
Karnataka Bank 8.90% NIL
indusind bank 8.40% 1% of loan amount
IDBI BANK 7.55% Up to Rs 16,000
ICICI Bank 7.60% For salaried -5900 with gst Self employed -0.25% of the loan amount
Hero Housing Finance 9.50% Initial Processing Fees- Up to Rs 5,000
HDFC Bank 7.40% Salaried - Up to 8 Lac: Rs 3300 8 lac & above: Rs 4000+ GST & up to 2 cr: 0.10 % or
GIC Housing Finance 8.80% Rs. 3,000 + GST
Federal Bank 7.70% Rs. Rs 10,000- Rs 2 lakh
Yes Bank 9.00% Rs. 10,000 (whichever is higher) + GST
Union Bank 7.35% As per the borrower’s eligibility and caps put on the LTV ratio
Tata Capital Housing Finance 7.75% Up to Rs 10,000
State Bank of India 7.50% Up to 0.35% of the loan amount (Minimum: Rs 2,000; Maximum: Rs 10,000)
Saraswat Bank 7.50% Rs. 2500 + GST
Shriram Housing Finance Limited 8.50% Up to 1.5% of loan amount + GST
RBL Bank 8.20% Up to 1.5% of the loan amount or up to Rs 15,000, whichever is higher + GST
PNB Housing 8.25% Rs 10000 + GST
PNB BANK 7.90% nill
Piramal Capital Housing Finance 9.80% 1 -1.15 % of loan amount

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Bank ROI Fee
RBL Bank 8.20% Up to 1.5% of the loan amount or up to Rs 15,000, whichever is higher + GST
PNB Bank 7.90% nill
Piramal Capital Housing Finance 9.80% 1 -1.15 % of loan amount
Kotak Mahindra Bank 7.70% Rs.10,000 + GSt Salaried & Self Emp - 0.25%
indusind bank 8.40% 1% of loan amount
IDBI Bank 7.55% Up to Rs 16,000
ICICI Bank 7.60% For salaried -5900 with gst Self employed -0.25% of the loan amount
HDFC Bank 7.40% Salaried - Up to 8 Lac: Rs 3300 8 lac & above: Rs 4000+ GST & up to 2 cr: 0.10 % or
GIC Housing Finance 8.80% Rs. 3,000 + GST
Federal Bank 7.70% Rs 10,000- Rs 2 lakh
Cholamandalam 11.50% Rs 5,000 (including GST)
Bank of Maharashtra 7.35% NIL
Bank of India 7.35% Processing charges are waived off for individuals having a CIBIL personal score of 725 and above or
Bank of Baroda 7.45% nill
Axis Bank 7.50% Salaried Rs.11800/- Self-employed - min. 0.35% with approval
AU Small Finance Bank 10.30% 1%-1.30%
Aavas Financiers Limited 10.05% Rs. 4000 + GST
Aadhar Housing Finance 10.25% Salaried - 1.5% of loan amount + 18% GST Self-Employed - 2% of loan amount + 18% GST"

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Bank ROI Fee
Hinduja Housing Finance 10.50% Rs. 4,600 (including service tax)
Indian Overseas Bank 7.35% NIL
Yes Bank 9.00% Rs. 10,000 (whichever is higher) + GST
Union Bank 7.35% As per the borrower’s eligibility and caps put on the LTV ratio
Tata Capital Housing Finance 7.75% Up to Rs 10,000
State Bank of India 7.50% Up to 0.35% of the loan amount (Minimum: Rs 2,000; Maximum: Rs 10,000)
RBL Bank 8.20% Up to 1.5% of the loan amount or up to Rs 15,000, whichever is higher + GST
PNB Housing 8.25% Rs 10000 + GST
PNB Bank 7.90% nill
Piramal Capital Housing Finance 9.80% 1 -1.15 % of loan amount
Kotak Mahindra Bank 7.70% Rs.10,000 + GSt Salaried & Self Emp - 0.25%
indusind bank 8.40% 1% of loan amount
IDBI Bank 7.55% Up to Rs 16,000
Hero Housing Finance 9.50% Initial Processing Fees- Up to Rs 5,000
HDFC Bank 7.40% Salaried - Up to 8 Lac: Rs 3300 8 lac & above: Rs 4000+ GST & up to 2 cr: 0.10 % or Rs 15000, whiche
GIC Housing Finance 8.80% Rs. 3,000 + GST
Federal Bank 7.70% Rs 10,000- Rs 2 lakh
Cholamandalam 11.50% Rs 5,000 (including GST)
Bank of Maharashtra 7.35% NIL
Bank of India 7.35% Processing charges are waived off for individuals having a CIBIL personal score of 725 and above or
Bank of Baroda 7.45% nill
Axis Bank 7.50% Salaried Rs.11800/, Self-employed - min. 0.35% with approval
AU Small Finance Bank 10.30% 1%-1.30%
Aditya Birla Capital 8.50% Up to 1% of loan amount + GST
Aavas Financiers Limited 10.05% Rs. 4000 + GST
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